When you're a kid, you do things for candy right? Why should it be any different now that you're a fully fledged adult? We follow the carrot on the stick, and Payoff.com takes advantage of our desire to follow our dreams and accomplish our goals. You actually get rewarded for saving your hard-earned cash and reaching your goals so paying off debt is like playing a game. The site has helped pay off $64,400,777 in debt and encouraged people to save $78,254,708. That's pretty amazing stuff. Just because we're not kids anymore, doesn't mean we don't need some cheering on the side, and we still like playing games.